Home Equity Loan

We’ve got your back and your backyard

A loan to help you move in

We get that your dream is to buy a home not a mortgage.

Buying a home is always a big deal, financially and emotionally. We’re here to help walk you through this one step at a time.

REQUIREMENTS
• BIR file number
• Recent job letter
• Recent payslip
• Two valid forms of national identification
• Copy of business Registration Certificate (self-employed)
• Six-month financial record (self-employed)
• Copy of Title Deed and Cadastral Sheet
• WASA Clearance Certificate
• Current Land and Building Tax receipt
• Town and Country approval
• Lease/Rent receipt (where applicable)
• Valuation Report on property/land
• Sale Agreement
• Statement of Life Insurance (for loans in excess of $200,000.00)
• Trans Union Credit Report fees – $75.00
• Recent Electricity Bill

LIMIT
• Up to $1,200,000

REPAYMENT PERIOD
• 20 years maximum

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